Capital Gains & Property Tax Advisory in South Delhi (2026 Complete Guide)

If you are selling property in South Delhi, you may face:

• Capital Gains Tax (Short-term or Long-term)

• TDS compliance (1% / Section 195 for NRIs)

• Section 54 / 54F exemption planning

• Stamp duty valuation issues (Section 50C)

• Capital Gains Account Scheme compliance

• Joint Property Capital Gains
• Builder agreement capital gains

At CA Shiwali, we provide structured property tax advisory for residents and NRIs across South Delhi.

📞 Call Now: 9266032777
📍 Serving Saket, Hauz Khas, Malviya Nagar, GK, Green Park, Defence Colony & nearby areas

For complete property tax planning in South Delhi, read our detailed Capital Gains & Property Advisory Guide.

What is Capital Gains Tax on Property?

When you sell property, the profit earned is taxable as capital gains.

• Held less than 24 months → Short-Term Capital Gain (STCG)

• Held more than 24 months → Long-Term Capital Gain (LTCG)

Long-term gains allow indexation and exemption planning.

Section 54 & 54F – Save Tax Legally

Under Section 54 and Section 54F, you can reduce capital gains tax by reinvesting in residential property.

You must:

• Invest within specified time limits

• Follow ownership rules

• Deposit unutilized amount in Capital Gains Account Scheme before ITR due date

👉 Detailed Guide: Section 54 & 54F Exemption Page 

Capital Gains Account Scheme (CGAS)

If reinvestment is delayed, you must deposit gains in CGAS to preserve exemption.

Missing this deadline can result in tax liability.

👉 Read: Capital Gains Account Scheme Guide.

TDS on Property Sale – Section 194IA & Section 195

If property value exceeds ₹50 lakh:

• Buyer must deduct 1% TDS (Section 194IA)

If seller is NRI:

• Buyer must deduct TDS under Section 195 (higher rate)

• Lower TDS Certificate may be required

👉 Read: NRI Property Sale TDS Guide
👉 Read: Property Sale Above ₹50 Lakh Guide

Capital Gains on Inherited or Gifted Property

Inherited property is taxable when sold.

Cost calculation and indexation rules differ.

Proper documentation is essential to avoid excess tax.

👉 Read: Capital Gains on Inherited Property

NRI Property Tax & Repatriation Advisory

We assist NRIs with:

• Long-term vs short-term classification

• Section 54 / 54F planning

• Lower TDS Certificate application

• Repatriation of sale proceeds

• Return filing and refund claims

👉 Read: NRI Property Sale Tax in India
👉 Read: NRI Repatriation Guide

Example – Property Sale Case (Illustration)

Property sold in South Delhi for ₹1.8 crore
Indexed cost: ₹1.2 crore
Long-term capital gain: ₹60 lakh

Reinvested ₹55 lakh under Section 54.
Tax liability significantly reduced.

Proper planning before sale can save lakhs.

Areas Served in South Delhi

We assist property sellers in:

• Saket

• Hauz Khas

• Malviya Nagar

• Greater Kailash

• Green Park

• Defence Colony

• Nehru Place

• Kalkaji

• Chittaranjan Park

Why Consult Before Selling Property?

Common mistakes:

• Wrong capital gains calculation

• Ignoring indexation

• Missing CGAS deadline

• Improper TDS compliance

• Not applying for lower TDS (NRI cases)

One mistake can cost several lakhs.

Book Property Tax Consultation in South Delhi

Before finalizing sale deed, consult a tax professional.

📞 Call CA Shiwali – 9266032777
💼 Capital Gains & Property Tax Specialist
📍 South Delhi