NRI Tax Consultant in India

Trusted CA for NRI Property, Capital Gains & Repatriation

CA Shiwali provides specialised tax advisory and compliance services for Non-Resident Indians (NRIs) dealing with income, property sales, and investments in India.
If you are an NRI facing confusion around capital gains tax, high TDS, or repatriation of funds, timely professional advice can save you lakhs of rupees and future litigation.

Who Is an NRI for Income Tax Purposes?

An individual is treated as an NRI under Indian Income Tax Act based on physical presence in India during the financial year.
This classification directly impacts:

• Taxability of income in India

• TDS rates on property sale

• Filing requirements

• Repatriation permissions

Important: Residential status is determined every year and is often misunderstood.

Common Tax Issues Faced by NRIs in India

NRIs commonly approach us for help with:

• ❌ Excessive TDS deducted on property sale

• ❌ Capital gains tax confusion

• ❌ Buyer deducting TDS at 20–30% without guidance

• ❌ Delay or rejection in lower TDS certificate

• ❌ Problems repatriating sale proceeds abroad

• ❌ Missed deadlines and penalties

These issues usually arise due to lack of advance planning.

NRI Property Sale Taxation in India (Most Searched Problem)

When an NRI sells property in India:

• Capital gains tax applies (short-term or long-term)

• TDS is mandatory, deducted by the buyer

• TDS rate is much higher than for residents

• Relief is possible only with correct planning

Without professional assistance:

Buyers deduct high TDS → NRIs struggle for refund → funds get blocked for years.

How a CA Helps NRIs Reduce Tax Legally

A professional CA assists NRIs by:

• Determining correct capital gains

• Applying Section 54 / 54EC exemptions

• Advising on lower deduction certificate

• Coordinating with buyer for correct TDS

• Ensuring compliance with timelines

• Avoiding notices and future disputes

Tax planning must be done BEFORE the sale deed is executed.

TDS on Property Sale by NRI – Why It Needs Special Attention

Unlike resident sellers:

• TDS for NRIs is deducted at 20%+ (plus surcharge & cess)

• Buyer becomes legally responsible

• Mistakes attract penalties for both parties

We help both:

• NRI sellers

• Resident buyers purchasing from NRIs

This avoids unnecessary tax blockage.

Repatriation of Sale Proceeds by NRI

After selling property, NRIs often want to:

• Transfer funds outside India

• Use proceeds for overseas investments

• Close Indian holdings

Repatriation involves:

• RBI regulations

• Bank documentation

• Tax compliance proofs

Improper documentation can delay transfers for months.

Why NRIs Choose CA Shiwali

• ✔ Experience with property & capital gains

• ✔ Clear communication (WhatsApp & email friendly)

• ✔ Practical, compliant tax planning

• ✔ Focus on pre-sale advice, not damage control

• ✔ Support for both seller and buyer coordination

We understand that NRIs need clarity, not complexity.

Services for NRIs 

• NRI Property Sale Tax Planning

• Capital Gains Computation & Exemptions

• TDS on Property Sale by NRI

• Lower Deduction Certificate Assistance

• Income Tax Return Filing for NRIs

• Repatriation of Funds Advisory

Planning Early Makes the Difference

Most NRI tax issues are avoidable with early advice.
Once deadlines are missed, options become limited.

A short consultation before selling property can save years of follow-up later.

Frequently Asked Questions (NRIs)

Who is considered an NRI under Indian income tax law?

An individual is treated as a Non-Resident Indian based on the number of days stayed in India during a financial year, as defined under the Income Tax Act.

---

Is capital gains tax applicable when an NRI sells property in India?

Yes, capital gains tax is applicable when an NRI sells property in India. The tax treatment depends on the holding period of the property and the availability of eligible exemptions.

---

What is the TDS rate on property sale by an NRI?

TDS on property sale by an NRI is deducted at higher rates compared to resident sellers and includes applicable surcharge and cess as per income tax rules.

---

Can NRIs reduce capital gains tax legally?

Yes, NRIs can legally reduce capital gains tax through proper planning, such as reinvestment exemptions and compliance with prescribed timelines.

---

Is repatriation of property sale proceeds taxable?

Repatriation itself is not taxed separately, but it requires proof of tax compliance and adherence to RBI regulations.

Speak to an NRI Tax Consultant

If you are:

• Planning to sell property in India

• Confused about TDS or capital gains

• Facing difficulty repatriating funds

👉 Talk to a CA experienced in NRI taxation before taking action.

📞 Call | 💬 WhatsApp 9266032777 | 📩 Email

• NRI Property Sale Tax 

• TDS on Property Sale by NRI

• Repatriation of Sale Proceeds (NRI)

⚠️ Compliance Note

Information provided is for general guidance. Tax outcomes depend on individual facts and applicable law. Client details are kept confidential.