By CA Shiwali & Co., Chartered Accountants, New Delhi
Running a small business in India is exciting — but it also brings responsibilities like filing taxes, managing accounts, complying with GST, handling payroll, and following the law.
Many small business owners try to manage these tasks on their own… until mistakes, penalties, or notices start appearing.
Hiring a Chartered Accountant (CA) can save you time, money, and stress.
Here’s a simple guide explaining why every small business needs a CA in 2025.
Proper accounting is the backbone of a successful business.
A CA ensures:
Books are updated
Expenses are tracked
Cash flow is monitored
Financial statements are accurate
This helps you understand your profits and make better decisions.
GST laws change often, and mistakes can lead to penalties.
A CA helps with:
GST registration
GSTR-1 and GSTR-3B filing
ITC reconciliation
Annual returns (GSTR-9)
Responding to GST notices
You stay fully compliant and avoid penalties.
Income tax laws can be confusing.
A CA helps you:
Choose the correct ITR form
Claim all eligible deductions
Avoid mismatches with AIS/26AS
File on time
Reduce tax liability legally
This ensures you don’t receive unnecessary tax notices.
Most small businesses pay more tax simply because they don’t know the right tax-saving options.
A CA helps you use:
Section 80 deductions
Depreciation benefits
Presumptive taxation (44AD/44ADA)
Business expense planning
Investment-based deductions
You save tax legally and smartly.
If you have employees, payroll can be time-consuming.
A CA manages:
Salary structure
TDS calculations
PF/ESI compliance
Payslips
Monthly returns
You get smooth and error-free payroll.
Starting or expanding your business often requires legal processes.
A CA can help with:
Company registration
Partnership or LLP registration
MSME registration
PAN, TAN, DSC
Trademark registration
Legal agreements
Everything becomes simple and stress-free.
A CA doesn’t just “file taxes” — they help your business grow.
With professional reports like:
Profit & loss statement
Balance sheet
Cash flow statement
Ratio analysis
You understand your business better and plan for the future.
Small businesses may need audits for:
Income tax
GST
Bank loans
Turnover-based compliance
A CA ensures error-free audit completion and helps build financial credibility.
Banks prefer businesses that work with a CA because financials are reliable.
A CA helps with:
Project reports
CMA data
Financial statements
Ratio analysis
Loan documentation
Your chances of getting loans increase significantly.
Most business owners fear:
GST notices
Income tax notices
Scrutiny
Penalties
Mismatches
A CA ensures your compliance is clean and accurate, reducing your risk of notices to almost zero.
CA Shiwali & Co., Chartered Accountants – New Delhi
We help small businesses with:
✔ Monthly GST Filing
✔ Accounting & Bookkeeping
✔ ITR Filing & Tax Planning
✔ Company Law Compliance
✔ Payroll & TDS Filing
✔ Business Registration
✔ Audit & Assurance
✔ Notice Handling (GST + Income Tax)
📞 Call/WhatsApp: 9266032777
🌐 Website: Cashiwali.com
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